Corporate Customer
Initiates a payment through the web portal or submits a supported payment file. Integration via API with the corporate internal system.
Empower your corporate customers with a smarter way to initiate payments. AB-Paygate enables banks to offer a secure, web-based payment initiation platform that simplifies corporate payment requests, streamlines processing and creates new digital banking revenue opportunities.
AB-Paygate is a web-based corporate payment initiation platform that allows a bank’s corporate customers to create and submit payment instructions through a simple, user-friendly interface. It supports MT101 and ISO 20022 pain.001 payment initiation, validates and processes instructions, and transforms eligible transactions into ISO 20022 pacs.008 messages for integration with the bank’s existing payment and SWIFT infrastructure. Integration with the bank can be established through APIs or secure SFTP, according to the agreed implementation.
Learn More↘A clear, controlled journey from payment initiation through to the bank’s existing payment infrastructure and Swift connectivity.
Initiates a payment through the web portal or submits a supported payment file. Integration via API with the corporate internal system.
Receives the payment instruction and presents it for processing.
Validates payment data and applies configured maker-checker approval workflows.
Processes eligible instructions and generates the required pacs.008 message.
Receives the resulting message for downstream processing by the bank.
The bank’s Swift infrastructure transmits the payment through the applicable route.
Final message mapping and integration depend on the agreed implementation. The bank’s payment infrastructure remains responsible for downstream processing; AB-Paygate does not settle payments or replace SWIFT.
Simple digital payment initiation for corporate customers.
Support for standardized corporate payment instructions and payment files.
Payment validation and configurable business rules.
Generation of pacs.008 messages according to agreed mapping requirements.
Role-based access and maker-checker authorization.
Transaction references, processing status, error visibility and audit trails.
Make corporate payment initiation more accessible.
Reduce manual intervention through automated processing.
Expand the bank’s corporate digital services.
Enable banks to offer AB-Paygate as a subscription-based service to corporate customers.
Discover how AB-Paygate can help your bank simplify corporate payment initiation, streamline ISO 20022 processing and expand its digital banking offering.